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Wholesale & Surplus

Today’s wholesale insurance broker demands underwriting expertise, creative solutions and focus from the specialty market. Zurich Wholesale & Surplus (ZW&S) is an underwriting unit entirely focused on serving the wholesale distribution marketplace.

The dedicated practice group underwrites a broad suite of Specialty and Excess & Surplus (E&S) products. With an experienced underwriting team, sophisticated claim services, international reach and timely delivery, ZW&Scan help you tailor an effective solution for your client’s specialized and complex risks.

Dedicated wholesale underwriting unit

ZW&S management and underwriters are completely dedicated to our wholesale businesses and are committed to providing protection to our Brokers of Record. Our focus facilitates knowledge to provide quick and creative solutions.

Select distribution model

ZW&S works to achieve great relationships and responsiveness. We focus on brokers with aligned goals and appetites, giving them an efficient and effective experience.

Specialty product experience

Zurich’s dedicated specialty lines business has been responding to emerging and unique risks for over 20 years.

Excess & surplus market expertise

Zurich is one of the largest writers of surplus lines in the U.S., ranked in the top 10 by A.M. Best.*

Strong financial rating

Zurich’s financial strength ratings are among the strongest: A+ A.M. Best, AA- Standard & Poor's.**

Broad global reach

We have the scale and capabilities to help protect our customer's business wherever they operate, with a global network spanning over 210 countries and territories.

* Best’s Special Report: U.S. Surplus Lines. September 2017. [A.M. Best data and research: U.S. Surplus Lines – Top 25 Groups (2016) by Direct Premiums Written (DPW).]

** Rating as of June 30, 2017. A.M. Best’s and Standard & Poor’s ratings are under continuous review and subject to change and/or affirmation. For the latest Best’s and S&P’s ratings visit www.zurichna.com. The ratings represent the overall financial status of the individual member companies of Zurich in North America, including Zurich American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of each issuing insurance company.